Member Services
Pay It Forward Health is an affordable alternative to insurance — and your membership goes far beyond cost sharing. From everyday virtual visits to advocacy on a major bill, here is everything our community surrounds you with.
Everything included
Each membership wraps you in a community of support — practical help for everyday care and the big moments alike.
The heart of your membership. Eligible doctor visits, hospital stays, surgeries and emergencies are shared by the community — so you never carry a major medical need alone.
Annual wellness visits, routine screenings and immunizations that help you stay ahead of problems — built into your membership so staying healthy is the easy choice.
Meaningful discounts on everyday and specialty medications through our pharmacy savings program, accepted at thousands of pharmacies nationwide.
Talk to a licensed provider by phone or video, day or night — for colds, prescriptions, and quick questions — usually at no additional cost to you.
Our team reviews and negotiates large bills on your behalf, catching errors and lowering balances so you are never facing the system by yourself.
See how advocacy worksA way for our community to come alongside members with needs that fall outside the guidelines — generosity in action, the way "pay it forward" was meant to work.
Learn about the Giving FundPrenatal visits, delivery and newborn care are eligible for sharing — so growing families can welcome a new arrival with support, not financial worry.
Resources, tools and incentives to help you build healthy habits that last — because caring for the whole person is what community is all about.
Why it works
These services come together to make membership simple, flexible, and genuinely affordable.
A team in your corner
Behind every service is a person who picks up the phone. Whether you are booking a virtual visit, filling a prescription, or facing an unexpected hospital bill, you have a member care team and a community that shows up for you — that's what it means to pay it forward.
24/7 virtual care
Bill advocacy
Member care team
