Learn how Pay It Forward Health works — from choosing a plan to submitting needs and receiving support from our community.
A straightforward process from enrollment to community support.
Select from Essential, Premium, or Complete plans based on your family size and coverage needs. Compare features and find the right fit.
Fill out our simple enrollment form with your household information. Most families complete enrollment in under 15 minutes.
Your monthly contribution goes into the sharing pool. This is how members support each other when medical needs arise.
When you have an eligible medical expense, submit your need through our portal. We guide you through the process step by step.
Eligible needs are shared among members. You receive support from the community, and you support others with your contributions.
Health sharing is a community-based approach to managing healthcare costs. Instead of paying premiums to an insurance company, members contribute a monthly amount that goes into a sharing pool. When members have eligible medical needs, the community shares those costs directly.
Pay It Forward Health is a health cost sharing ministry — not insurance. We facilitate voluntary sharing among members who agree to our guidelines. This model often results in significantly lower monthly costs while maintaining transparency and a sense of community that traditional insurance cannot provide.
Members choose their own healthcare providers, submit needs through our simple portal, and receive support from fellow members. It's healthcare the way it was meant to be: neighbor helping neighbor.
See how community health sharing compares to conventional insurance.
Pay It Forward Health welcomes a wide range of members. Here's who typically joins our community:
Eligibility may vary by state. Contact us or complete enrollment to confirm your eligibility.