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Double Helix Hub
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For MembersFor AdvisorsFor Employers
AboutPlansHow It WorksFAQContact
Member Sign In1-800-555-1234
Double Helix Hub

A community of members sharing medical expenses together, promoting wellness and caring for one another through faith-based health sharing.

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Important Notice: Double Helix Hub is a health cost sharing ministry. It is NOT insurance. Members voluntarily share each other's medical expenses. This program does not guarantee payment of any medical expense. The ministry is not subject to state insurance regulation and may not satisfy ACA/healthcare mandate requirements in some states. Please review our Sharing Guidelines for full details.

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Built with care for our members.

Simple & Transparent

Understanding Health Sharing

Learn how Double Helix Hub works — from choosing a plan to submitting needs and receiving support from our community.

How It Works in 5 Steps

A straightforward process from enrollment to community support.

1

Choose Your Plan

Select from Essential, Premium, or Complete plans based on your family size and coverage needs. Compare features and find the right fit.

2

Complete Enrollment

Fill out our simple enrollment form with your household information. Most families complete enrollment in under 15 minutes.

3

Monthly Contributions

Your monthly contribution goes into the sharing pool. This is how members support each other when medical needs arise.

4

Submit Medical Needs

When you have an eligible medical expense, submit your need through our portal. We guide you through the process step by step.

5

Community Shares

Eligible needs are shared among members. You receive support from the community, and you support others with your contributions.

What is Health Sharing?

Health sharing is a community-based approach to managing healthcare costs. Instead of paying premiums to an insurance company, members contribute a monthly amount that goes into a sharing pool. When members have eligible medical needs, the community shares those costs directly.

Double Helix Hub is a health cost sharing ministry — not insurance. We facilitate voluntary sharing among members who agree to our guidelines. This model often results in significantly lower monthly costs while maintaining transparency and a sense of community that traditional insurance cannot provide.

Members choose their own healthcare providers, submit needs through our simple portal, and receive support from fellow members. It's healthcare the way it was meant to be: neighbor helping neighbor.

Health Sharing vs Traditional Insurance

See how community health sharing compares to conventional insurance.

Category
Health Sharing
Traditional Insurance
Monthly Cost
Typically 40-60% lower
Higher premiums, deductibles
Coverage Model
Members share eligible needs
Insurance company pays claims
Transparency
Full visibility into sharing
Complex policies, hidden terms
Community
Direct member-to-member support
Transactional relationship
Flexibility
Choose your providers
Network restrictions often apply
Claims Process
Simple submission, direct sharing
Complex claims, denials common
Monthly Cost
Health SharingTypically 40-60% lower
Traditional InsuranceHigher premiums, deductibles
Coverage Model
Health SharingMembers share eligible needs
Traditional InsuranceInsurance company pays claims
Transparency
Health SharingFull visibility into sharing
Traditional InsuranceComplex policies, hidden terms
Community
Health SharingDirect member-to-member support
Traditional InsuranceTransactional relationship
Flexibility
Health SharingChoose your providers
Traditional InsuranceNetwork restrictions often apply
Claims Process
Health SharingSimple submission, direct sharing
Traditional InsuranceComplex claims, denials common

Who Can Join?

Double Helix Hub welcomes a wide range of members. Here's who typically joins our community:

  • Individuals and families of all sizes
  • U.S. residents (varies by state)
  • Those seeking affordable healthcare alternatives
  • People who value community and transparency
  • Self-employed and small business owners
  • Families with healthy lifestyles

Eligibility may vary by state. Contact us or complete enrollment to confirm your eligibility.

Ready to Join?

Start your enrollment today and become part of a community that shares healthcare costs — and cares for each other.