Pay It Forward Health gives businesses a modern, community-driven way to take care of their people — without the runaway premiums of traditional group coverage. It is not insurance. It is people helping people, at a price that finally makes sense.
Lower cost, happier teams, and admin so simple you will wonder why benefits were ever this hard.
Why employers choose sharing
Group health-sharing brings the things companies actually want from a benefit: cost you can plan for, a team that feels looked after, and almost nothing to manage.
Monthly shares run a fraction of traditional group premiums. No surprise double-digit renewals — just transparent, steady pricing your budget can count on.
People keep the doctors they trust, with no networks or referrals to chase. Telehealth, Rx savings, and advocacy come standard, so your team feels genuinely cared for.
No open-enrollment scramble and no thick benefits binder. Add or remove members any time, and let us handle onboarding, billing, and member support.
How it works for teams
We do the heavy lifting so your benefits don’t become a second job. Here is how getting your company started looks.
Tell us about your company, your headcount, and what you want a benefit to do. We will map options to your goals — no obligation, no pressure.
Choose the membership levels that fit your team and your budget. Offer one program or a few, and decide how much of the monthly share you cover.
We make onboarding effortless with simple sign-up and clear guides. New hires can join any time of year — there is no enrollment window to miss.
Your people get telehealth, prescription savings, advocacy, and a real community behind them. You get one point of contact and predictable billing.
What’s included
Every membership comes loaded with real, everyday value — the kind of support your people will use and thank you for.
The heart of every membership — eligible doctor visits, hospital stays, and surgeries shared by a community of fellow members.
Explore servicesAnnual wellness visits and screenings that help your team stay ahead of problems, built right into membership.
Explore servicesTalk to a licensed provider by phone or video, day or night — keeping your people healthy without the wait or the cost.
Explore servicesMeaningful discounts on everyday and specialty medications through our pharmacy savings program.
Explore servicesOur team reviews and negotiates large bills on a member’s behalf, so no one on your team faces the system alone.
Explore servicesBeyond benefits, your team joins a community that shows up for one another — the difference you can feel in “pay it forward.”
Explore servicesSimple to offer
Pay It Forward Health is a health care sharing community, not insurance — and that means none of the bureaucracy that usually comes with group coverage. We keep it light for you and warm for your team.
The numbers
When healthcare costs less and works better, everybody wins — your business and the people who power it.
Let’s talk
No two teams are the same, so we never start with a one-size-fits-all quote. In a short, no-pressure call we will learn about your people and your budget, then design a benefit that fits.
A 20-minute, no-obligation call
Pick a time that works. We come prepared and you leave with clear, honest options.
A plan that fits your budget
We tailor program levels and your contribution to what your business can comfortably support.
A partner, not a policy
One dedicated contact who knows your account and your people — for the long haul.
