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Pay It Forward Health
How It Works
How Sharing WorksThe simple, transparent way members share costsMember GuidelinesWhat is eligible for sharingFAQsAnswers to common questionsAbout UsOur mission and community
Memberships
Individuals & FamiliesFlexible sharing for your householdCompanies & TeamsA benefit your team can affordDirect Primary CareUnlimited access to your own doctorPlans & PricingCompare programs and monthly sharesMember ServicesTelehealth, Rx savings, advocacy & more
Resources
Blog & StoriesLearn, explore, and read member storiesMember ReviewsWhat our community is sayingMedical AdvocacyWe negotiate bills on your behalfGiving FundSharing beyond the guidelines
Contact
How Sharing WorksMember GuidelinesFAQsAbout Us
Individuals & FamiliesCompanies & TeamsDirect Primary CarePlans & PricingMember Services
Blog & StoriesMember ReviewsMedical AdvocacyGiving Fund
Contact
Member Sign In(800) 555-0100

Healthcare you can actually afford — and a community that has your back.

Join in minutes. No open-enrollment window, ever.

Become a Member
Pay It Forward Health

A caring community where members share one another's medical costs — an affordable alternative to traditional health insurance. Welcoming to all, with no networks and no enrollment windows.

(800) 555-0100hello@payitforwardhealth.com

How It Works

  • How Sharing Works
  • Member Guidelines
  • FAQs
  • About Us

Memberships

  • Individuals & Families
  • Companies & Teams
  • Direct Primary Care
  • Plans & Pricing
  • Member Services

Resources

  • Blog & Stories
  • Member Reviews
  • Medical Advocacy
  • Giving Fund
  • For Advisors

Members

  • Member Portal
  • Become a Member
  • Contact Us
  • Privacy Policy
  • Terms of Service

Important Notice: Pay It Forward Health is a health care sharing program — it is NOT insurance. Members voluntarily share one another's eligible medical expenses. Participation is not a contract of insurance and does not guarantee that medical bills will be paid. The program is not subject to state insurance regulation and may not meet ACA / individual-mandate requirements in some states. Please review our Member Guidelines for complete details.

© 2026 Pay It Forward Health. All rights reserved.

A caring community, built on DoubleHelixHub.

Advisor Partnership Program

Offer families a healthier alternative to insurance

Partner with Pay It Forward Health to give your clients an affordable, transparent way to handle medical costs — and grow a practice built on trust. It is health care sharing, not insurance, and it is a relationship families keep.

Year-round enrollment. No networks. Welcoming to everyone.

A team collaborating in a bright office

Why partner with us

An easy yes for your clients — and your business

Sharing gives families real savings and gives you a product you can stand behind, all year round.

A product clients actually love

Health care sharing is affordable, transparent, and welcoming to everyone — no networks, no health questionnaire to get a quote. It is an easy story to tell and a relationship that keeps families coming back.

Sell all year long

There is no open-enrollment window. Households can join whenever life changes, so you are never waiting on a calendar to grow your book or help someone who needs coverage today.

Real people behind you

A dedicated partner team answers your questions, helps with enrollment, and supports your members after the sale — so you can focus on relationships, not paperwork.

How it works

From application to your first enrollment in three steps

We keep onboarding simple so you can start helping families quickly and with confidence.

01

Apply to partner

Tell us about your practice and the families you serve. We review applications quickly and reach out within a couple of business days.

02

Get up to speed

Complete a short onboarding on how sharing works, who it is right for, and how to enroll a member. You will be confident and compliant before your first conversation.

03

Start helping families

Enroll households year-round through your advisor tools, track your members and earnings in one place, and lean on our team whenever you need a hand.

Start your advisor application

What you get

Everything you need to grow a thriving practice

Fair compensation, marketing that does the explaining for you, and a back office that handles the rest.

Competitive compensation

Earn fair, transparent commissions on every household you enroll, with a structure that rewards consistency and growth. You always know what you have earned.

Marketing that helps you sell

Co-branded materials, plain-language explainers, social assets, and talking points — everything you need to introduce sharing clearly and confidently.

A real back office

A dedicated advisor portal to enroll members, manage your book, and see your commissions — backed by a support team that handles the heavy lifting.

What you can promise

A simple, honest offer families can trust

Pay It Forward Health is a health care sharing community — not insurance. Members voluntarily share one another's eligible medical costs, which keeps it affordable and human. That is a story your clients will thank you for telling.

  • A genuinely affordable option families can say yes to
  • No provider networks and no referrals — members keep their own doctors
  • Year-round enrollment, so you are never blocked by a calendar
  • Welcoming to people of every background and belief
  • A partner team that supports your members long after the sale
A doctor reviewing a care plan with a patient

A community worth representing

Numbers your clients can stand behind

When you introduce families to sharing, you are introducing them to a community that consistently shows up.

12,000+
Members & growing
$48M+
Shared by the community
4.9/5
Average member rating
up to 50%
Typical savings vs. insurance

From our advisors

Trusted by the people who recommend us

Hear from advisors who have built lasting client relationships with sharing.

Adding sharing to what I offer changed my practice. Families finally have an affordable option, and the partner team makes enrollment painless.

Jennifer R.

Independent advisor, Texas

The marketing materials are clear and honest, so my clients understand exactly what they are joining. I was helping families within my first week.

Marcus T.

Health benefits consultant, Florida

Year-round enrollment means I am never waiting on a season to grow. The advisor portal keeps my book and my commissions in one easy place.

Sarah L.

Family benefits specialist, Ohio

Earn while you help families pay it forward

Transparent commissions, no enrollment season to wait on, and a team that supports you and your members every step of the way. Doing right by your clients and building your business are the same thing here.

Ready to offer your clients something better?

Join our network of advisors and help families find affordable, transparent health care sharing — all year round.