Direct Primary Care
Direct Primary Care (DPC) is a simple membership with a primary-care physician who knows you by name — unlimited visits, same-day access, and no copays. Pair it with Pay It Forward Health sharing and you have everyday care plus protection from the big stuff, all without insurance.
No copays. Same-day visits. Welcoming to everyone.
What is Direct Primary Care?
DPC removes insurance from your everyday care. You pay your doctor directly through a flat monthly membership — and in return, you get more time, more access, and a real relationship.
You pay your doctor a simple, predictable membership fee each month. No copays, no per-visit charges, and no surprise bills for the everyday care you already use.
DPC doctors keep small patient panels, so you get same- or next-day appointments and real time to talk — not a rushed seven minutes and a referral.
Text, call, or video your physician directly between visits. Many small questions get answered in minutes, without ever leaving home.
Why members love it
A DPC membership turns primary care into something simple and personal again — and it pairs beautifully with sharing.
Annual physicals, sick visits, chronic-condition management, and ongoing check-ins — all included in your membership, as often as you need them.
When something comes up, you are seen quickly. Shorter waits mean problems get caught early, before they become bigger and costlier.
DPC practices often pass through deeply discounted, transparent prices on common lab work and basic imaging — sometimes a fraction of retail.
Many doctors dispense common prescriptions at near-cost or point you to the lowest price, so routine refills stay affordable.
You see the same physician who knows your history, your family, and your goals — care that feels personal again, the way it should.
A flat fee for primary care means no guessing at copays or deductibles for the visits you make most. You always know what you will pay.
A perfect pair
Think of it as two layers of care that fit together. One handles the routine; the other is there when life takes a turn — and together they cost far less than traditional insurance.
The everyday layer
Your flat monthly membership covers the care you use most — check-ups, sick visits, chronic-condition management, and quick questions between appointments.
The big-stuff layer
When something major happens, your community is there. Eligible surgeries, hospital stays, and emergencies are shared by fellow members — so a serious event never becomes a financial one.
Pay It Forward Health is not an insurance company and the program is not insurance. It is a voluntary community of members sharing one another's eligible medical costs. DPC memberships are arranged directly with independent physicians.
Two layers, one peace of mind
On their own, DPC and sharing each do something well. Together, they cover nearly everything a healthy household needs — the routine and the rare — for a fraction of what insurance asks every month.
Getting started
Pairing a DPC doctor with your sharing membership is simple — and our team is here to help you find the right practice.
Choose the sharing program that fits your household and enroll online in minutes. There is no health questionnaire to get a quote and no season to wait for.
Tell us where you live and what you need. Our team helps you locate a trusted Direct Primary Care practice in your area — or confirm one you already love.
Sign up directly with the DPC practice and start your flat monthly membership. Your sharing membership stays right alongside it for the bigger needs.
Keep the doctor you choose, get same-day care when you need it, and join whenever life calls for it. DPC and sharing put you — not an insurer — at the center of your care.
See how sharing works
Care that knows you
With DPC, your physician has the time and the relationship to truly care for you — and your sharing community has your back for the moments that matter most.
Everyday care from your DPC doctor, big-event protection from your community — one simple, affordable approach to staying well.
