Maintaining good health is a journey that takes commitment, community support, and the right resources. At Pay It Forward Health, we believe that when members come together to share medical costs, everyone benefits from a more transparent and affordable approach to care.
Traditional insurance often puts barriers between patients and care. Health care sharing removes those barriers by connecting members directly. When you have an eligible medical need, your fellow members help cover the cost. This model has helped thousands of families get quality care without the burden of high premiums — and it is important to remember it is a community arrangement, not insurance.
The benefits of sharing
Members consistently report meaningful savings compared with traditional coverage. Many families pay far less each month while still receiving support for hospital stays, surgeries, preventive care, and more. Our community-driven approach also means faster processing and personal support when you need it most — no networks to navigate and no referrals to chase.
Getting started
Joining is simple and welcoming to everyone. Choose a program that fits your household, complete a short application, and your sharing begins on the first of the following month. From there, you contribute your monthly share and submit a sharing request whenever a need arises. There is no open-enrollment window — you can join any time.
We would love for you to explore our programs and join a community that truly cares about your health and wellbeing. Together, we are paying it forward for one another.
Pay It Forward Health is a health care sharing community — it is not insurance. Members voluntarily share one another's eligible medical costs. This article is for general information and is not medical or financial advice.
Written by
Dr. Amanda Foster
Wellness Advisor
