A simple, transparent approach to managing healthcare costs as a community.
Choose a plan that fits your needs and complete your enrollment in minutes. Membership starts on the first of the next month.
Each month, your contribution goes into the sharing pool. This is how members support each other with medical needs.
When you have a medical need, submit it to the community. Eligible needs are shared by fellow members.
Hear from real families who have experienced the power of community health sharing.
“Switching to Pay It Forward Health was the best decision for our family. We save over $400 a month compared to our old insurance, and the community support is incredible.”
Sarah M.
Member since 2023
“When my son needed surgery, the sharing community came through for us. The process was simple and our need was covered quickly. I am so grateful.”
David K.
Family plan member
“As a self-employed freelancer, traditional insurance was unaffordable. This healthshare gives me peace of mind at a price I can actually manage.”
Maria L.
Individual plan member
Pay It Forward Health is a health cost sharing ministry where members voluntarily share each other's medical expenses. This is fundamentally different from traditional insurance.
60%
average savings vs. traditional insurance
48 hrs
average need processing time
98%
of eligible needs shared successfully